Insurance

Student insurance 

All international students are required by law to have ‘Overseas Student Health Cover’ (OSHC) for the entire period of the course. You also need to maintain OSHC while you live in Australia.

What is Overseas Student Health Cover (OSHC)

Taylors High School can arrange OSHC for the duration of your program. All you have to do is pay for the cover when you accept your offer with us. If you want us to arrange your OSHC for the first 12 months only, and your program is longer than 12 months, you are responsible for renewing it when it expires.

What OSHC includes

Allianz Global Assistance OSHC is the health insurance company that will provide your cover with us. In the event of medical treatment being required, they will pay benefits for the following:

Service Benefit per service
Out of hospital medical services
Medical services provided by most General Practitioner Services Benefit amount as listed in the Medicare Benefits Schedule (MBS) 100% of the MBS fee*
All other Medical services such as pathology and radiology (including specialists) Benefit amount as listed in the Medicare Benefits Schedule (MBS) 85% of the MBS fee*
In hospital medical services
Medical services provided in hospital 100% of the Medicare Benefits Schedule fee
Public hospital - admitted patient in shared ward hospital accommodation, same day services, accident and emergency and outpatient medical and post-operative services The rate determined by State and Territory health authorities for services charged to a patient who is not an Australian Resident
Private hospital/ Registered day hospital facility 100% of the charges for all insurable costs raised by a contracted hospital with a minimum of shared ward accommodation
Prescription medicines
For prescription medicines prescribed by your doctor Excludes: Medications, drugs or other treatments not prescribed by a doctor or not listed on the PBS Prescription medicines benefit for expenses exceeding the equivalent of the current Pharmaceutical Benefits Scheme (PBS) patient contribution for general beneficiaries up to a:
  • Maximum benefit of $50.00 per prescribed item
  • Maximum amount per calendar year for Single cover of $300 per person
  • Maximum amount per calendar year for Family cover of $600

Each individual in a family has a limit equivalent for a single person as long as the family maximum benefit has not been used

Surgically implanted prostheses
Surgically implanted prostheses and other items included on the Federal Government’s Prostheses List 100% of the cost as listed on the Australian Prostheses list
Ambulance services
When medically necessary for admission to hospital or for emergency treatment 100% of the charge

* Benefits payable as per the Medicare Benefits Schedule Fee

What OSHC does not include

  • Services provided by physiotherapists, osteopaths, chiropractors, naturopaths or any other ancillary services
  • Medications, drugs or other treatments not prescribed by a doctor or not included in the PBS
  • Any costs associated with dental treatment, unless the services provided meet the requirements of the Medicare Benefits Schedule
  • Optical charges (items such as glasses and contact lenses)
  • The co-payment payable by you under Australian law or as a result of the provider charging in excess of the Medicare Benefits Schedule Fee
  • Medical or hospital services arising from any event listed as a General Exclusion**

**Refer to the Allianz Global Assistance OSHC website for a full list of General Exclusions.

Find help on campus

A Taylors College Sydney student receiving first aid from a staff member at the student accommodation

We have registered nursing staff on duty in our fully equipped, on-campus health facilities. Your health is important to us and we will refer you to a nearby health professional if you need to see a doctor.